Earn Institutional-Grade
Yields on Real Business Loans
8VEST connects you directly to vetted European, American, and Asian businesses. Your capital is secured by real assets — equipment, property, and receivables — not promises.
No guaranteed returns. Investments carry risk. KYC required.
Simple Process
How It Works
From account creation to earning returns — five transparent steps, no hidden complexity.
Create Account & Complete KYC
Sign up with your email and complete a quick identity check (≈5 min). KYC is required to comply with AML regulations and protect all investors on the platform.
Deposit USDC
Fund your account by depositing USDC via your crypto wallet or on-ramp. Minimum deposit is $100. Funds are held in a non-custodial smart contract — not held by 8VEST.
Choose an Investment Project
Browse vetted real-world business loans with clear APR, duration, collateral type, and risk rating. Each listing includes full due-diligence documents before you commit.
Earn Daily Returns
Interest accrues daily from the moment your investment is activated. View your live earnings from the dashboard at any time — updated in real time.
Withdraw Profits
At the end of the loan term (or earlier for eligible projects), principal plus interest is returned to your balance. Withdraw to your wallet at any time.
Industrial Real Estate
Germany · Real Estate
11%
APR
12 months
Duration
Low
Risk
Target: $150K · Min: $500
JINTEKI
Processes, freezes and dries fruits and vegetables in a modern, fully equipped organic-focused production facility.
The company is expanding production and needs financing for new freezing equipment. This will help meet growing demand from retail and private-label clients and improve overall capacity.
Earnings Estimator
How Much Could You Earn?
Returns use simple daily interest: Daily = (Principal × APR) ÷ 365. No compounding. No hidden fees. What you see is what you earn.
Daily Earnings
$0.44
Monthly Earnings
$13.34
Total Interest over 12mo
$160.00
Total Portfolio Value
$1160.00
* This is an estimate based on simple interest. Actual returns depend on project performance. Past returns do not guarantee future results. Investing involves risk.
Built for Trust
Why Choose 8VEST
We don't ask you to trust us blindly. Every claim below is verifiable — on-chain, in documents, or via third-party auditors.
Real-World Asset Backing
Every loan is secured by physical collateral — machinery, property, or receivables — legally registered and independently valued. In case of default, collateral is liquidated and proceeds returned to investors.
On-Chain Transparency
All investment and repayment transactions are publicly visible on Base (built by Coinbase). Verify every cash flow yourself — no black boxes.
Multi-Layer Due Diligence
Borrowers pass 40+ internal screening criteria: financial audits, credit history, collateral liquidity, debt-to-equity ratio, and business model viability — before any listing goes live.
Smart Contract Audited
Platform contracts are fully audited by Certik & Cyberscope, two of the most respected Web3 security firms. Audit reports are publicly available.
Regulated Infrastructure
8VEST operates under Swiss oversight through its partnership with Infinite Investment AG, a regulated crowdlending platform established in 2020.
Daily Interest Accrual
Returns accumulate daily — not just at maturity. Watch your balance grow every 24 hours via the real-time dashboard, with full breakdown per investment.
100% Principal Guarantee
Projects marked with BuyBack: if a borrower delays payment by more than 60 days, our partner automatically purchases your position and returns 100% of your principal. All interest earned before the delay remains yours. This is the highest level of investor protection on the platform.
40+ Point Borrower Screening
Every borrower undergoes multi-layer due diligence based on 40+ internal criteria: audited financial statements, credit history, collateral liquidity analysis, risk scoring, business model validation, management background checks, and more. Only the strongest applications are listed.
Real-World Collateral
Every project is secured by physical assets — industrial machinery, commercial vehicles, inventory, or real estate — with verifiable market value. All collateral is legally registered. In the event of borrower difficulty, assets are assessed, liquidated, and proceeds distributed proportionally to investors.
Vehicle Fleet Collateral
Commercial trucks, machinery carriers, fleet assets
On-Chain Verified
Every Transaction Publicly Visible on Base Blockchain
8VEST runs on Base — built by Coinbase, secured by Ethereum. All investments, interest payments, and principal repayments are publicly recorded. Each project displays a full payment history with block explorer links. Verify any transaction independently, at any time.
Sample Repayment Schedule
PRINCIPAL
20,000 USDC
INTEREST
1,433.32 USDC
TOTAL
21,433.32 USDC
Early User Rewards
Bonuses
Stack extra returns on top of your APR. Early investors receive the most generous bonus tier.
First Investment Bonus
Register, complete KYC, and make your first investment of any amount. Receive $30 USDC credited instantly to your balance.
Referral Bonus
Share your unique referral link. Earn 6% of every investment your referred friends make for the first 45 days.
Cashback in 8VEST
Every investment you make earns 6% cashback in 8VEST tokens — the native token of the ecosystem with growing utility.
Investor Voices
What Our Investors Say
“8VEST gave me the transparency I was looking for. Every repayment is visible on-chain and I received my monthly interest on time, every time.”
Dmitri V.
Early Investor — Germany
“The due diligence process is thorough. I feel confident knowing every project is backed by real collateral and reviewed by the team before listing.”
Sarah M.
Portfolio Investor — UK
“Best P2P returns I've seen — entirely in USDC. The earnings calculator helped me plan exactly how much I'd make before I invested a single dollar.”
Aleksander K.
DeFi Investor — Poland
Transparent Risk Information
Understanding the Risks
We believe informed investors make better decisions. Below is an honest assessment of the risks involved — alongside how we work to mitigate them.
Market & Credit Risk
Borrowers may face financial difficulty and fail to repay on schedule. While collateral mitigates this, recovery is not guaranteed to be 100%. Diversify across multiple projects to reduce single-borrower exposure.
Liquidity Risk
Investments are locked for the loan duration. Early exit is not guaranteed — check each project's secondary market availability before investing if liquidity is a concern.
Smart Contract Risk
Despite independent audits, no smart contract is entirely risk-free. We follow security best practices and conduct regular re-audits. Never invest more than you can afford to lose.
Investment Disclaimer
All investments carry risk. Returns shown are indicative and based on projected loan performance — they are not guaranteed. Past performance of projects on this platform does not guarantee future results. Only invest funds you can afford to have locked for the duration of the loan term. 8VEST is not a bank and deposits are not government-insured.
